mraaliEMI Accounting System

mraaliEMI is the all-in-one installment sales and business management platform — EMI tracking, invoicing, inventory, payroll, reports and more in one…

Real-Time Dashboard: Today's Sale and Today's EMI Received at a glance, plus EMI outstanding, upcoming and overdue installments — all live.

EMI Schedule Tracking: Down payment, tenure, interest and penalties handled automatically. Adjust or settle any installment in one click.

Professional Invoicing: Generate pixel-perfect PDF invoices with your logo, including the full EMI schedule for installment sales.

Purchase Orders: Full procurement workflow from order to delivery. Track supplier balances and accounts payable.

Payroll & HR: Process payroll in minutes with automatic net-salary calculation, attendance and leave management.

Stock Management: Track inventory across multiple warehouses with adjustments, transfers and instant stock valuation.

Financial Reports: Sales, Purchases, Inventory, Tax, Profit & Loss and more — every report with its own chart.

Customer Management: Complete customer records with EMI history, credit limits and dedicated recovery man assignment.

EMI Management: Track every installment — schedules, due dates, partial payments, penalties and one-click settlements, all fully automated.

Sales & Invoicing: Create cash or EMI sales with professional PDF invoices, an embedded installment schedule and instant printing.

Purchase Management: Full procurement cycle — purchase orders, supplier tracking, purchase returns and automatic stock receiving.

Inventory & Stock: Multi-warehouse stock tracking, adjustments, transfers and low-stock alerts, updated in real time.

Finance & Accounts: Expenses, bank reconciliation, balance sheet, trial balance and cash flow — computed live from your real data.

HR & Payroll: Employees, attendance, leaves, holidays and payroll with automatic net-salary calculation.

Reports & Analytics: 16+ dedicated reports with interactive charts — sales, inventory, tax, profit & loss and more.

Multi-Store & Warehouses: Manage multiple outlets, warehouses and dedicated EMI recovery agents from one dashboard.

Roles & Permissions: Fine-grained role-based access so every staff member sees exactly what they need and nothing more.

Starter Monthly plan: 14-day free trial, Sales & EMI Tracking, Customer & Supplier Management, Basic Reports, PDF Invoices, Email Support, Up to 5 users, Up to 500 customers, Up to 500 products, Up to 1,000 invoices/year

Business Yearly plan: Everything in Starter, HR & Payroll Module, Multi-Warehouse Stock, Finance & Accounts, 16+ Advanced Reports, EMI Recovery Man Assignment, Priority Support, Up to 25 users, Up to 5,000 customers, Up to 5,000 products, Up to 20,000 invoices/year

Lifetime plan: Everything in Business, Multi-Store Management, Custom Integrations, Bulk Import/Export, Dedicated Support, Unlimited users, Unlimited customers, Unlimited products, Unlimited invoices

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